Ensuring that your money is safe is our core value. Penta works together with solarisBank, which is a fully licensed bank, to comply with all the BaFin requirements. Your money is secured by the European Deposit Guarantee Fund in case of insolvency up to €100,000. This is the standard for all European Union credit institutions.


Penta technology includes several layers of security. For example, for every bank transfer, a code is sent by SMS to your paired smartphone. Entering this code is required to confirm any outgoing transaction, the code is exclusively sent to the device linked to your account.


We are constantly working on the new ways to enhance our security.